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Drive fair, equitable lending
Meet your community development charter
95%
people without a traditional credit history get easily scored on our platform
45%+
more approvals for protected classes (African Americans, Women, Age 62+, Hispanics, Asians)
Know more about regulatory aspects of Credit Decisioning and how Scienaptic stays ahead of the curve
AI-powered Automated Credit & Underwriting Platform for Fiserv Loancierge® users
150+
engaged clients
$120 Bn+
loan apps decisioned
3 M+
credit decisions monthly
1.7 M+
underserved applicants approved every month
approvals
based on sophisticated
algorithms
instant
personalized
decisions
continuously
offer best products and experience
A smarter new way to underwrite
A sophisticated solution for applying consistent decisioning and pricing to your loan process
Tailored to your unique context with more data, cutting-edge algorithms, self-learning and regulatory-compliance
Strong measurable results
20-40%
more approvals
Step in to support members
60-80%
automated decisions
10-25%
lesser defaults
Conserve member capital
Deploy in weeks
Effortless underwriting transformation
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